The Murphy Group

  • 3720 Leonardtown Road
    Suite # 201
    Waldorf, MD 20601
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The Murphy Lending Group is a reputable mortgage lender with years of experience and expertise in designing home purchase and home refinancing programs to meet the requirements of the diverse group of customers. They offer both fixed and adjustable rate mortgages and maintain competitive prices, providing their customers with excellent services with the highest degree of commitment and satisfaction.

The team of highly dedicated loan officers work together to build long-term relationships with customers, serving them with honesty, integrity and an open communication. They maintain an innovative and transparent approach when it comes to offering a mortgage loan that best meets a borrower’s home purchase or refinancing needs. With creativity, technological superiority and a persistent effort, the committed professionals of the company aim at delivering the highest quality mortgage solutions for the benefit of the homebuyers. We are a local lender with local solutions.

  • We appreciate all the help you gave during our journey to home ownership. As both the borrower and agent you were most helpful! I couldn’t have done it without you! Thank you!!

    Jen G.

  • As a satisfied customer, I would tell potential customers that they can put their trust in Tim. If Tim looks at their information and tells them they will qualify for a certain loan, they can be sure they will qualify. If Tim says they won’t qualify, then they can be sure they won’t. There is no guesswork. Also, Tim has such a great reputation among the local realtors. As soon as the Buyer’s agent heard that Tim was my loan officer, she said, “Oh, I just love Tim! I have never seen anyone have loan problems with Tim. My sellers should be so happy.

    Anita B.

  • My realtor recommended C&F and Tim when I was looking for a first time homebuyer mortgage. Tim was great and helped build my confidence that I was making the right choice. The whole team was very responsive to emails, and I sent a lot of emails! Everyone was helpful and clear about what I needed to do to move the process along. I would definitely recommend C&F. Nobody can put you at ease the way Tim does. I really have no complaints!

    Sara B

Meet Our Professionals

Tim Murphy

Tim Murphy

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Julie Brannon

Loan Production Partner

NMLS # 659197

License # 26551

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Casey Gray

Loan Production Partner

NMLS# 1397128

License # 30316

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Courtnie Stone

Licensed Assistant

NMLS # 1430617

License # 31578

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Zac Rucci

Production Assistant

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James Scott

Production Assistant

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Susan Conner

Marketing Coordinator



Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

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