Tim Murphy & Team

  • 3720 Leonardtown Road
    Suite # 201
    Waldorf, MD 20601
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • We appreciate all the help you gave during our journey to home ownership. As both the borrower and agent you were most helpful! I couldn’t have done it without you! Thank you!!

    Jen G.

  • As a satisfied customer, I would tell potential customers that they can put their trust in Tim. If Tim looks at their information and tells them they will qualify for a certain loan, they can be sure they will qualify. If Tim says they won’t qualify, then they can be sure they won’t. There is no guesswork. Also, Tim has such a great reputation among the local realtors. As soon as the Buyer’s agent heard that Tim was my loan officer, she said, “Oh, I just love Tim! I have never seen anyone have loan problems with Tim. My sellers should be so happy.

    Anita B.

  • My realtor recommended C&F and Tim when I was looking for a first time homebuyer mortgage. Tim was great and helped build my confidence that I was making the right choice. The whole team was very responsive to emails, and I sent a lot of emails! Everyone was helpful and clear about what I needed to do to move the process along. I would definitely recommend C&F. Nobody can put you at ease the way Tim does. I really have no complaints!

    Sara B

Meet Our Professionals

Tim Murphy

Tim Murphy

Branch Manager

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Julie Brannon

Loan Production Partner

NMLS # 659197


License # 26551

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Casey Gray

Loan Production Partner

NMLS# 1397128


License # 30316

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Courtnie Stone

Licensed Assistant

NMLS # 1430617


License # 31578

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James Scott

Production Assistant

NMLS # 1550667


License # 34632


Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

Mortgage Payment Calculator

Loan Payment Calculator

Home Financing Made Easy

Explore the mortgage process and learn what products & programs are available.

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