Ray Gunter

Ray Gunter

Senior Vice President and Regional Manager, NMLS# 697548

  • 501 Independence Parkway
    Suite 200
    Chesapeake, VA 23320
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • Buying our first home, we were unsure what to do. Ray spent time to explain all of our options in a way we could easily understand. He is extremely knowledgeable and professional and we recommend him to everyone we know!

    Mark and Karen H.

  • We bought our first home in 1996. Ray did our mortgage and we have used him on the next three homes we have bought. With his assistant Mary, they make the process of getting to the closing table a smooth transaction. I cannot imagine buying a home without Ray doing the loan. We have full confidence in him.

    Ed and Cindy M.

  • As a real estate agent, I have for years sent all my clients to Ray Gunter. Everyone raves about the service and knowledge both him and his assistant, Mary Eure provide. They keep me up to date on the loan process, and we always close the deal on time.

    Joanie E.

Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

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