Joanna Butler

Joanna C. Butler

Sr. Loan Officer, NMLS# 310500

  • 2050 Gordon W. Shelton Blvd., Suite 101
    Fredericksburg, VA 22401
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • Joanna was extremely helpful and answered all of my questions clearly and promptly. She was always quick to respond and provided excellent knowledge of the whole process.

    Jon M.

  • Joanna was a great blessing to our family during the process of buying our new home. I really enjoyed working with her. She is very knowledgeable and helpful. I have recommended her to my friends knowing that she has the ability to make the loan process easier, and less stressful.

    daciadoodle

  • I have worked with Joanna Butler on two different loans, and she was a DREAM to work with as it can be very stressful purchasing houses. She was extremely organized, patient, and thorough with every detail needed to buy the houses. I am very grateful for her, and recommend her to anyone looking to purchase a home!

    L. Mcintosh

Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

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