Chris Watson

Chris Watson

Loan Officer, NMLS# 1428256

  • 1400 Alverser Drive
    Midlothian, VA 23113
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • Chris was excellent throughout the entire process. He answered all of my questions thoroughly and in a timely fashion. I appreciate how well he kept me informed during each step of the process.

    LaTesha M.

  • Chris Watson is very knowledgeable about real estate!! I appreciate him explaining the house buying process in full detail, multiple times! I am very thankful for C&F mortgage working with me to get the perfect house for me!!

    Jasmin H.

  • I wasn't having any luck with loan officers (everyone was turning me down or not wanting to help me) until I met Chris!! He was such a blessing to me and my family and really wanted to help me buy the house of my dreams. I am forever grateful to him for always being there when I needed him and making my dream come true!!

    Jessica M.

Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

(Calculators will be Ellie Mae widgets within the page)
Ellie Mae is updating their portal, but this is the current link to the calculators

Home Financing Made Easy

Explore the mortgage process and learn what products & programs are available.

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