Brian Whetzel

Brian Whetzel

Branch Manager, NMLS# 194118

  • 2050 Gordon W. Shelton Blvd., Suite 101          
    Fredericksburg, VA 22401
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The loan officer you work with can make or break your mortgage experience. And because there is a lot riding on your choice of home financing, we don’t take our jobs lightly at C&F Mortgage Corporation.

As a customer of ours, you can expect sound guidance from a skilled, experienced professional. Our licensed loan officers receive extensive training and are required to fulfill continuing education to stay at the top of their field. From pre-qualification to loan closing, you’ll receive legendary service from a local lender who provides you with accurate, up-to-date financing options that best fit your needs. Your loan specialist will take responsibility for personally seeing your loan processing through to completion, while promptly and respectfully responding to any questions along the way.

C&F loan officers are determined to help you reach your homebuying or refinancing goal as quickly and as economically as possible. The result is a custom-built mortgage that you can feel confident about.

  • When we started looking to build our home we were referred Brian. Brian was helpful and patient with us when everything looked bleak... turned out we had a few discrepancies with our credit reporting and a few small debts we needed to take care of. Brian explained exactly what we needed to do and explained that we needed to wait a few months. Brian never forgot about us and if we had concerns or problems, we were able to contact him for his opinion. As soon as enough time had passed and we were good to go Brian hit the ground running and walked us through everything, and talked us through every step that we needed to get done to make everything happen. Brian is knowledgeable, hones and straight forward and will do everything he can to get the deal to go through. If Brian does not see a way to makes things work, he will be up front and honest and explain what you need to do to fix the problem.

    Rob and Crystal K.

  • My husband and I were first time home buyers utilizing a VA Loan. Being that we were working within a strict budget, even a small increase in the interest rate or APR would make or break our purchase of our dream house. Brian was so fast and responsive, all of our paperwork was done within a week (mind you we lived 700 miles away) and he locked us in on a great rate that made our home purchase fit in our budget.

    Chris R.

  • We were new to this area and needed help with a home purchase. From my first meeting to the end, Brian and his staff were helpful, knowledgeable and kept to almost all deadlines. We had very little stress over the purchase of the house. Many times, I e-mailed Brian on a weekend with the need for a document to use for a bid on a house and he responded in less than an hour every time, ON WEEKENDS as well. He is bright, laid back and strove to get us the best deal he could. My highest recommendations.

    Tom B.

Know your numbers

Use these handy resources to determine your anticipated homebuying costs, based on the interest rate, down payment, and other variables of your unique situation.

Don’t know your interest rate?

Interest, the charge paid for borrowing money, is calculated as a percentage of the amount borrowed. Because interest rates fluctuate daily, sometimes hourly, the best way for you to obtain your ideal rate is to contact an experienced C&F Mortgage loan officer in your area.

(Calculators will be Ellie Mae widgets within the page)
Ellie Mae is updating their portal, but this is the current link to the calculators

Home Financing Made Easy

Explore the mortgage process and learn what products & programs are available.

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